Here is a running list of places that use the shopping cart trick (New items added. We’ve also stickied the post as it’s out most popular post and most updated.):
1) Click on the link to go to the sites
2) Add something to your cart
3) Check out (I haven’t heard either way that it’s best to check out as “guest” or actually signing up. I recommend signing up)
4) Once you get to the billing screen, you should receive a Pop-Up for Pre-Approved Credit!
5) Type in the last 3 digits of your social security number
From there once you click the button to get the pre-approved credit. You can either close the window, shop or continue checking out. I do recommend putting something on the credit card. Reason being is that 35% of your credit score is payment history. So, buying something and then paying it down helps build that positive history.
Type of Card
Soft Pull on Equifax, Transunion or Experian
|King Size Direct||Store Card||Comenity||n/a|
|Jessica London||Store Card||Comenity||n/a|
|One Stop Plus||Store Card||Comenity||n/a|
|Woman Within||Store Card||Comenity||n/a|
|Caesar's Total Rewards||Visa||Comenity||n/a
|J. Crew||Store Card||Comenity||n/a|
|Victoria's Secret||Store Care||Comenity||n/a|
|Wal-Mart||Store Card or Discover||GE||n/a|
|Fuel Rewards Network||Mastercard||Comenity||n/a|
|Brylane Homes||Store Card||Comenity||n/a|
|Ann Taylor||Store Card or Mastercard||Comenity||n/a|
|Dilliards||Store Card and American Express||GE||n/a|
One of the things I love running about this blog, is the awesome comments I get from people. Saying “thank you for running such an awesome site!” Or “I’ve been able to start my rebuilding my credit because of you. Thanks!” So, to those that have sent me e-mails, thank you! I love hearing from you guys!
Now, running this blog is a big undertaking. In addition to me working, going to school (going back in my late 20’s) and planning a wedding. 1st, I have to keep tabs on sites that post when new shopping cart tricks stores get posted. 2nd, I have to make sure people in my “Credit Cult” are notified of it. 3rd, I have to make sure it’s updated to the site.
With all this stuff going on, you have to be thinking. “Damn man, where do you find the time and energy?” First off, I’m fairly good at time management. I block certain amounts of time for “work” that I have to do. If I don’t get it finished in that allotted time, If it can wait until the next day, then it waits. If not, something else will have to be put on the chopping block for the day.
My other backup is caffein. I like to start the morning with a cup of coffee. Sometimes I put MTC oil and Grass-Fed Butter in it to make it “Bulletproof”. Other times, just give it to me black.
But, one thing that stands out, I have to use some kick ass coffee. And Tonx coffee is the answer. Here is what I love about it. They have an awesome group of people that travel around the world. Going to local farmers and co-ops where coffee is grown.
Then once they have found the “perfect” bean. They buy some. Ship it to the US. Roast it and ship it to your door. And the coffee by the time I usually get it, it was roasted within a couple of days. This little package, is one thing I look forward to the mail-man delivering to me each couple of weeks. Once you brew it, on man you will wonder, “what the hell have I been drinking all of my life.” The stuff in the grocery stores or even in a very famous large chain coffee shop doesn’t compare.
The guys at Tonx have passion for coffee and it shows. If you are ready to try this, let me give you an awesome deal. If you go to Get Tonix, you will get 5 bucks off your purchase. Again, if you go to Get Tonix, you will get 5 dollars off to try the most amazing cup of coffee you will ever get. Upgrade your morning and GET SOME TONIX!
While this maybe old new to some. GE Capital Retail Bank GECRB is changing its name to synchrony. Most of you who check your credit reports daily (like myself) have noticed my Amazon and Walmart card change over to the new name.
Synchrony will be the largest credit card issuer of retail private labeled credit cards.
One thing we hope here at Shopping Cart Trick is they get on board with Comenity and do more shopping cart sites. It has been reported that Wal-Mart (For The store card or their Discover) just recently Dilliards (Store Card or American Express) have been using the shopping cart trick. This will be huge for people who are rebuilding or already have established credit and do not want to take a hard pull to their reports.
We are getting conflicting info that PacSun has the shopping cart trick enabled. We need verification. This is how you can help us help you!
2) Add something to your cart
3) Fill out shipping and billing info
4) See if you get a pop-up
Now if you get a pop up, you don’t have to buy anything (unless you want to!) but we do ask that you give us the feed back on if it work.
Hey all shopping cart trick viewers!
I just wanted to let you know of a cool offer Discover Card has. If you apply and get a Discover Card, you get $50 bucks in cash back bonus! I will admit, I get $50 dollars in cash back bonus as well. It’s a win-win for everybody!
Just so you know, this is not a “Shopping cart trick.” It will require a formal credit application, thus a hard pull on your credit report. And you can’t already have a Discover card. And you also have to use the card within 3 months. But, cool thing is once you have it, you can do the $50 dollars in cash back bonus with your friends as well!
While there is no textbook answer on how to get the shopping cart trick to pull up a pre-approved credit card offer for you. There are some tricks that might help in your journey.
- Turn off pop-up blockers
- Make sure the info you are putting into the “billing” section matches what is on your credit report.
- Try different browsers. If it doesn’t work in one, say Internet Explorer open up firefox and try the same thing again
- Clean out cache, cookies and temporary internet files.
While doing these tips, they may help trigger the shopping cart trick. They are not a guarentee. But when you are rebuilding your credit, any little thing helps. And the shopping cart trick is one of the best ways to rebuild your credit without applying for cars. Those inquires can knock you down a few points on your credit score.
While this site is meant specifically to get pre-approved credit cards via the shopping cart trick. There is also another “shopping cart trick” to get coupons.
Certain retailers that you sign up for, if you leave something in your shopping cart will usually send you an email reminder. Usually in the e-mail reminder there will be a coupon in it! We have heard anywhere from 5-25 percent off.
How long does it take to get this coupon? It varies. I’ve heard some places offer it 30 minutes after you left their site up then up to 24 hours after you left. So, your results may vary.
It’s a pretty simple procedure to using the other shopping cart trick.
1) Add your items to your card.
2) Go to checkout and sign up with your information (or Login if you have previously signed up.)
3) Leave the items in your cart and go to a different site.
4) Check your emails.
Again it could be 30 minutes to 24 hours before you actually get an email from the retailer telling you you left something in the shopping cart. But, for the extra savings is well worth the wait!
The Shopping Cart trick is when you go to checkout at certain online website, you will get a pre approval pop-up for a credit card. Some of the credit cards are just store cards. Cards that can only be used with that company. So, offer VISA or Mastercard cards that you can use ANYWHERE.
You might be asking, why would I want this? If you are rebuilding your credit, its a good way to get a few cards without actually having to apply for them.
What happens is when you go to check out, when you fill out your billing information. The site will check a database to see if you meet certain criteria. And if you do, you will get a pre-approval notice! Of course you can always decline it if you do not need another credit card.
The other benefit, as I mentioned before is that you do not have to apply for the card. When you apply for a credit card, it does what is a called a “hard pull.” Just 1 one these hard pulls can ding your score down 1-3 points. And if you apply at different places all those hard pulls will add up.
With the Shopping Cart Trick, is does a “soft pull” meaning it still sees your credit report but only certain information. And it does not list as a hard pull on your credit report. Thus, you do not have to worry about taking a credit score hit with a soft pull.